I look forward to the Saturday mailbag. I get amazing questions every week. It’s true. I often have a difficult time deciding what to leave out.

Sometimes, the reader questions entertain me. Sometimes they make me realize I need to stop, slow down, and dive deeper into a topic. And often, I leave this exercise with two or three ideas that end up being full-blown columns later in the month.

So thank you to all who contribute questions on Twitter, Facebook or in the comment section. Today, I start with a question that jumped off the page at me: